Unemployment Sucks

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unemployment

Unemployment sucks. Especially when you don’t see it coming. Jason works as a painter (houses, not canvas), and the winters are always a little slow, but we save money during the year and try to budget to prepare for the slow season since we know it’s coming.

I had no idea unemployment was coming this year.

It’s definitely thrown a wrench into our finances. Sure, we were cutting back anyway to make sure we stayed within our means, but now we’ve suddenly gone from two full-time incomes to one. That hurts.

Jason does have a part-time job that he works Friday and Saturday nights, but that doesn’t make up for the loss of his regular job. So for now, he’s filing unemployment and we’re keeping our fingers crossed it will get approved.

In the meantime, I’m praying that he finds a new job, soon. Preferably one with benefits like affordable medical insurance. I’ve been the only one with health benefits, well, ever since we got married. I don’t like it, because now that we have Levi, I would rather have both of use be eligible for coverage just in case something happens.

According to the US Bureau of Labor Statistics, the unemployment rate at the end of 2011 continued to fall to 8.5%. That’s not totally reassuring to me, because the statistic I’m most aware of is that my company has either had layoffs or wage freezes for the past 5 years in a row. It’s a bleak outlook that scares me.

What happens if I ever lose my job? Then we’ll really be screwed. It’s tough to find health insurance for individuals that aren’t part of a larger corporate policy. In fact, that’s why Jason’s last employer didn’t offer benefits – he said health insurance for such a small company was just too expensive for a company so small.

I know we’ll make it through this setback, but it’s still tough. I hope Jason finds a new job soon and I can get back to worrying about regular things, like making sure our credit card bills are paid off and other first world problems.

Has your family dealt with unemployment recently? How did you handle it?

This post was written in consideration for Brentt Taylor.

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Comments

  1. My heart goes out to your family. That is so hard and so stressful. Hoping he can find a new job soon!

  2. So sorry to hear. Hang in there! With the warm weather, hopefully the painting business will pick up!

  3. We have not had this happen yet…. but someday it may. We are lucky though. I work in the healthcare field so I can go anywhere in the country and have a job. My husband on the other hand is in computers and he is the main bread winner. Something that has helped us for the “just in case” is that when we bought our house we based the house payment on my income only. Yes people look at me weird when I say that but I look at it as being prepared.

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